The standard choice for buyers with good credit and steady income. Flexible terms and competitive rates.

• No upfront mortgage insurance with 20% down
• Flexible term options (15, 20, 30 yr)
• Available for primary, second homes & investment

Government-backed loans designed for first-time buyers and those with lower credit scores.

• Lower credit requirements
• Gift funds allowed for down payment
• Competitive rates even with lower scores

Exclusive loans for veterans, active military, and eligible spouses—with outstanding benefits.

• Zero down payment required
• No private mortgage insurance (PMI)
• Competitive rates and limited closing costs

For properties that exceed conventional loan limits. Ideal for luxury homes and high-cost markets.

• Finance higher-priced properties
• Competitive rates for well-qualified buyers
• Various term and structure options

Designed for investors and self-employed borrowers who don't fit traditional qualification criteria.

• Qualify on rental income (DSCR)
• No traditional income docs required
• Great for real estate investors

Income is stated by the borrower — no tax returns or pay stubs required. Ideal for self-employed borrowers with strong assets and alternative income documentation.

• No tax returns or pay stubs required
• Income stated by borrower
• No mortgage insurance (MI)
• Great for self-employed borrowers

Qualifying income based on a Profit & Loss statement prepared by a CPA or accountant. No tax returns needed. Perfect for business owners whose financials are documented through P&L.

• Qualify using P&L statement (CPA-prepared)
• No tax returns required
• No mortgage insurance (MI)
• Great for business owners and entrepreneurs

Use 12–24 months of bank statements instead of tax returns. Perfect for self-employed professionals.

• No tax returns needed
• Use personal or business bank statements
• Ideal for business owners and freelancers

A revolving line of credit secured by your home equity. Draw funds as needed and only pay interest on what you use.

• Flexible draw and repayment periods
• Only pay interest on drawn amount
• Great for ongoing expenses or renovations

Tap into your home equity with a lump-sum second mortgage at a fixed rate — ideal for large one-time expenses.

• Fixed rate and fixed monthly payment
• Lump-sum disbursement upfront
• Predictable payoff timeline

Short-term financing that bridges the gap between buying a new home and selling your current one.

• Buy before you sell
• Fast closings
• Flexible short-term terms (6–12 months)

Asset-based lending for investors who need fast capital — ideal for fix-and-flip and time-sensitive deals.

• Fast approval and funding
• Qualify on property value, not income
• Perfect for fix-and-flip investors

Financing for income-producing properties including office, retail, multifamily, and mixed-use buildings.

• Multifamily, retail, office & mixed-use
• Various term structures available
• DSCR-based qualification options