We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
Explore our home purchase loans, refinance options, loan programs and mortgage calculators, or get pre-qualified online. Have questions? Visit our FAQ, learn about our team or contact us in Sacramento.
BOLD Lending Company is based in Sacramento, CA and helps home buyers, homeowners and rental property buyers across Sacramento, Placer, El Dorado, Yolo, Solano and Yuba counties. Visit our contact page for our address and phone number.
Our loan programs include FHA, VA, USDA, jumbo, conventional, fixed-rate, interest-only and adjustable-rate mortgages. Which program fits depends on your finances and goals, and a loan officer can walk you through your options.
You can get pre-qualified online, start a secure application on our Apply Now page, or call Silke Kirkwood at (916) 710-3746. The online application takes about 7-10 minutes.
Yes. Our mortgage calculators help you estimate payments and affordability. Your actual terms depend on your credit, income, the property and the loan program you choose.
BOLD Lending Company is led by Silke Kirkwood, Mortgage Loan Originator, NMLS #1541202 (company NMLS #2343805). Learn more on our About Us page.
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Tools to help you get started
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
We compare refinance options from multiple lenders to find the rate and terms that fit your goals. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.
Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.
Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.
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